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Dispute ChampDISPUTE CHAMP

YOUR CREDIT. YOUR FIGHT. YOUR COMEBACK.

EARLY ACCESS · Automated credit report analysis is still in development.

YOUR CREDIT REPORT HAS A STORY.
OUR SYSTEM HELPS YOU PREPARE YOUR NEXT MOVE.

Bring your reports and supporting records together. Prepare fact-specific dispute letters. Track your progress. Get clear guidance on what happens next.

The live credit coach is available with Business Pro. Automated scanning and discrepancy detection are not operational yet. No deletion or score increase is guaranteed.

DISPUTE CHAMP / PRIVATE WORKSPACE
WORKSPACE / OVERVIEW

Your corner.
Your game plan.

IntakeTo do
Documents0
Reports0
YOUR NEXT STEP

Complete your intake and authorization.

Continue →

Private files · Separate case histories

Empty workspace preview, based on the current app. No consumer records or results shown.

3 major bureausOfficial account and submission guidance
Two plan optionsPersonal and Business Pro
24-hour check-inEligible approved downloads; when enabled
Separate client casesBusiness Pro; configured limits apply

STOP GUESSING. START EXAMINING THE EVIDENCE.

MORE THAN A LETTER.
YOUR CREDIT CORNER.

An organized record. A specific explanation. A clear next step. Start with the facts you can support.

THE TOOLS. THE RECORD. THE FOLLOW-THROUGH.

BUILT AROUND
YOUR EVIDENCE.

Available tools and development status are shown separately. An upload is never presented as a completed analysis.

CREDIT REPORT REVIEW DESK

Private PDF, JPG, PNG and text uploads work today. Automated OCR and field extraction are in development.

IN DEVELOPMENT

POTENTIAL ISSUE DETECTION

Planned screening for conflicting balances, dates, duplicate reporting and obsolete information. Automated comparison is not enabled.

IN DEVELOPMENT

CUSTOM DISPUTE LETTERS

Prepare factual correspondence from your specific entries. Review, record approval, and download a PDF.

AVAILABLE IN THE APP

SPECIALTY BUREAU CENTER

Planned tools for relevant specialty reporting agencies. Directory verification and agency-specific analysis remain unfinished.

IN DEVELOPMENT

REINSERTION MONITOR

Historical comparison and qualifying reinsertion review are planned. The app does not currently detect reinsertions automatically.

IN DEVELOPMENT

DISPUTE TRACKING

Keep letters, supporting files, submission confirmations, response records and next actions together.

AVAILABLE IN THE APP

NO EXPERIENCE REQUIRED

FOUR ROUNDS.
ONE ORGANIZED GAME PLAN.

ROUND 01

UPLOAD YOUR REPORT

Complete intake and authorization, then upload originals or save report text.

ROUND 02

EXAMINE THE DETAILS

Review your records and identify the exact information you question. Automated analysis is in development.

ROUND 03

PREPARE YOUR DISPUTE

Prepare a fact-specific letter, review your evidence, and follow mail or online instructions.

ROUND 04

TRACK WHAT COMES NEXT

Save actual confirmations, upload responses, record outcomes and follow your next action.

THE DETAILS MAKE THE DIFFERENCE

YOUR REPORT DESERVES MORE THAN A GENERIC LETTER.

Collections. Charge-offs. Repossessions. Bankruptcies. Inquiries. Late payments.

Start with the exact reporting details and the records that support your explanation. A negative account alone does not establish an error.

Once your letter is prepared, follow clear submission instructions and keep the response with the case.

01 / EXAMINE THE EVIDENCE.
02 / PREPARE THE DISPUTE.
03 / FOLLOW THROUGH.

TRY THE GUIDED PRODUCT DEMONSTRATION

SEE THE PROCESS IN ACTION

Watch how a credit report becomes an actionable dispute plan in just a few steps.

Explore four stages using fictional consumer data and simulated analysis. No registration, upload or payment is needed. Live automated report analysis remains in development.

FICTIONAL DATA · SIMULATED RESULTSAbout 45 seconds · Self-paced · No account needed

STAGE 1 OF 4

Sample credit report

A fictional report for Jordan Example. Nothing here belongs to a real consumer.

Sample consumer reportEquifax · Illustrative report excerpt · Sample page 1
FICTIONAL
Creditor
Atlas Sample Finance
Account
•••• 4321
Reported balance
$1,250
Account status
Collection — sample status
Sample payment history
JanCurrentFebCurrentMar30 days lateApr60 days late

This built-in example also includes a fictional TransUnion observation. No upload, personal details or payment is required.

All consumer and account details, findings, letters and statuses in this walkthrough are fictional. No customer records, live analysis, mailing service or payment integration is connected to the demo.

ONE PLATFORM. TWO WAYS TO WORK.

YOUR OWN CREDIT.
OR YOUR CLIENT CASEWORK.

YOUR CREDIT.
YOUR CONTROL.

For individuals who want to understand their records, prepare appropriate disputes and manage the process themselves.

  • Multiple reports in one personal profile
  • Factual letters and private supporting files
  • Guided submission and personal progress
  • Basic success assistant and in-app check-ins
START WITH PERSONAL

MORE CLIENTS.
ONE COMMAND CENTER.

For professionals who need a structured way to manage authorized consumer files.

  • Separate client workspaces and multiple file uploads
  • Consumer authorization and approval evidence
  • Advanced credit coach and case notes
  • Client checkpoints and business dashboard
EXPLORE BUSINESS PRO

CLEAR PLANS. CLEAR LIMITS.

PICK YOUR PLAN.
PUT THE PLATFORM TO WORK.

Loading current plans…

THE LETTER IS ONLY THE BEGINNING

KNOW WHAT
HAPPENS NEXT.

The success assistant helps you choose how to submit, save confirmations, track your progress and find your next step.

Optional in-app check-ins use recorded progress. They never imply that a letter was sent or that an account was deleted.

BUSINESS PRO / ADVANCED CREDIT COACH

ASK QUESTIONS.
GET DIRECT ANSWERS.

Ask general credit reporting and business workflow questions, or select an authorized client case. Get concise educational guidance grounded in the normalized records and verified references available to the coach.

The coach does not read original uploads or perform the unfinished report analysis. Automated response-content analysis is also in development.

BEFORE YOU GET STARTED

STRAIGHT ANSWERS.

Can this app remove anything negative?

No. Accurate, timely and legally reportable information may remain. The available tools help organize evidence and prepare factual disputes; automated issue detection remains in development.

Do I need credit repair experience?

No. Personal includes beginner-friendly instructions and guided workflows.

Does the app mail disputes for me?

No. It prepares correspondence and guides you through mailing or available online submission methods. You complete and confirm actual submission.

Can I manage multiple clients?

Yes. An active Business Pro subscription provides unlimited authorized client profiles.

Does it work with specialty bureaus?

A dedicated specialty bureau center is planned, but the verified directory and agency-specific analysis are not enabled yet.

Does it guarantee deletions?

No. Outcomes depend on the reporting facts, available evidence, investigation findings and applicable law.

Can I cancel?

Yes. Connected subscriptions include secure provider billing controls and cancellation at the current period end. Read the displayed subscription terms and applicable rights before purchase.

Is automated report analysis available today?

No. Private uploads, factual drafting, case tracking and the Business Pro credit coach work today. OCR, automated report comparison, bulk analysis and reinsertion detection remain unfinished.

STEP INTO YOUR CREDIT CORNER

YOUR CREDIT REPORT ISN'T GOING TO REVIEW ITSELF.

Bring the records together. Identify what you question. Prepare a specific explanation and take the next step.

We don't just prepare your disputes. We walk you through what happens next.